European household wealth · Q1 2026

Nobody tells you where you stand

Money is the one number people will not compare out loud. So here it is against official figures instead: enter what your household is worth, and see where that puts you among 21 European countries.

Your position

Everything you own minus everything you owe — home, savings, investments and pension pot, less mortgage and other debt. A rough figure is fine.

Compared with your country

your household
median household
difference

Where the same amount would put you elsewhere

Your figure is never sent anywhere. Everything is calculated in your browser.

What the figures already say

Three things stand out before you enter anything, and all three come straight from the ECB's own quarterly accounts.

15×

between the highest and lowest median in the union — Luxembourg at €657,126 against Lithuania at €42,660.

15×

the gap between homeowners and renters in Finland, the widest anywhere: €431,270 against €27,860.

16 of 21

countries where the average household is worth more than twice the median — the signature of wealth concentrated at the top.

Every country

Median net wealth per household, and the gap between owning and renting. Each country has its own page with the full breakdown.

Household net wealth, Q1 2026
Country Median Homeowners Renters
Luxembourg €657,126 €1,822,730 €549,610
Malta €487,991 €861,650 €163,770
Ireland €436,546 €1,053,910 €86,830
Belgium €287,934 €860,410 €108,530
Netherlands €231,763 €801,009 €70,284
Cyprus €221,097 €466,500 €76,030
Spain €192,556 €566,510 €87,930
Italy €178,262 €583,710 €61,420
Slovenia €175,767 €378,670 €54,090
France €174,424 €706,490 €79,460
Austria €137,374 €911,770 €66,530
Germany €128,707 €974,350 €123,540
Slovakia €128,625 €220,770 €21,590
Portugal €105,916 — —
Hungary €105,408 €253,990 €51,020
Estonia €105,333 €277,630 €61,770
Greece €100,664 €271,630 €53,670
Finland €89,034 €431,270 €27,860
Croatia €59,228 €148,240 €24,090
Latvia €53,650 €180,880 €16,560
Lithuania €42,660 €92,620 €10,390

How this is calculated

Every figure comes from the European Central Bank's Distributional Wealth Accounts, which break household wealth down by position, housing situation and employment for each euro area country. They are published quarterly; this page shows Q1 2026.

One thing we deliberately do not tell you. The ECB publishes the average of each wealth group, not the boundary between groups. So we can tell you exactly how you compare with the median household — that figure is published — and which two group averages your amount falls between. We cannot tell you that you are "in the 63rd percentile", because that number does not exist in the data. Sites that give it to you are estimating and not saying so.

Source: European Central Bank, Distributional Wealth Accounts, Q1 2026. Retrieved 2026-09-05, last checked 2026-10-24. Net wealth is total assets minus total liabilities per household. Figures cover 21 countries across 13 quarters. Our pipeline reconciles every published component against the published net wealth total before anything appears here.